We came to Valerie because our mortgage was close to foreclosure. We were very nervous as we had never had to do anything like this before. After meeting with Valerie, I felt relieved... Valerie told us what we needed to know, told me how the process would play out, answered all of our questions and then some. She came highly recommended by friends and family and I would recommend anyone in financial trouble to see her. She's very good at what she does. She is available to answer questions whenever we have them.